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Are you dreaming of living in New York City? If so, you’re not alone. Each year, millions of people watch the Christmas tree lighting in Rockefeller Center, the New Year celebration in Times Square, and the Macy’s Thanksgiving Day Parade and dream of life in the Big Apple. How many movies begin with someone leaving San Francisco or Los Angeles and moving to New York for the first time?

How do they decide to get a one-bedroom apartment or seek roommates to afford the ideal NYC apartment? The question and scenario are commonplace in this diverse and plentiful city. With endless opportunities and 24/7 entertainment, it’s easy to see why 8,097,282 residents call this place home. Living in New York is iconic, from scenic skylines to downright delectable cuisine. The workforce is competitive, and some of the most brilliant minds on earth are rooted in this ultimate urban canvas. Let’s dive in and discover the benefits of relocating to this unique city.

1. Living in New York City is Diverse

Since the early days, when immigrants flooded the port at Ellis Island, diverse cultures and nationalities have continued to merge seamlessly, cohabiting and forming the unique mosaic that breathes life into this ever-changing city. The modern-era neighborhoods continue to reflect the communities established by waves of immigrants long ago. Manhattan is home to Chinatown, Koreatown, and Little Italy, while Queens celebrates Little Greece, Little Manilla, And Little Tibet. Communities are scattered around the area from Pakistan, West Indies, Sri Lanka, Africa, the Caribbean, Little India, and the Dominican just to name a few.

Embracing its communities, NYC hosts various festivals, street fairs, food showcases, carnivals, and parades. Exploring New York is packed with historic landmarks and botanical gardens filled with plants from around the globe. Diving further into the vastness of its community, New York State offers 1,300 art galleries and museums.

2. Living in New York City is Plentiful

Uniquely, urban living in New York also allows for plenty of green space. Beyond Central Park, Washington Square, Madison Square, Union Square, and Stuyvesant Park are some of the most iconic areas in the entire city. Like a marathon runner crossing the finish line, New York’s heartbeat continues to rise. As a reprieve from the city’s magnetic energy, urban agricultural space provides residents with a space for tranquility and relaxation. 

New York is on the move, and public transportation is the name of the game in this incredible city. Between 60 miles of ferry transit with the NYC Ferry and the Metropolitan Transportation Authority (MTA), North America’s largest transportation network, offering riders 4,900 daily buses, 472 NYC subway stations, and 947 daily trains to choose from, the Long Island Rail Road (LIRR) lines and MTA service all four counties of Long Island, including Brooklyn, Queens, Manhattan, the Bronx, abundant travel in this ever-moving city is a breeze. Whether it’s a casual getaway or jet setting around the world, this convenient aviation hub keeps New Yorkers connected.

Driven by innovation, NYC is known as the Crossroads of the World. Accordingly, this well-connected city offers three aviation options: John F. Kennedy International Airport (JFK), LaGuardia Airport (LGA), and Newark Liberty International Airport (EWR). Additionally, the Amtrak train offers six stations in New Jersey to accommodate travelers seamlessly.

3. Living in New York City is Exciting

If a nonstop lifestyle beckons, it’s time to live in New York City. The workforce is exhilarating; from Wall Street to Broadway, there are countless opportunities to spend and earn a dollar. NYC is a hub for inspiration and technology, attracting highly educated and diverse professionals. Like the real estate market, the New York workforce is second to none, and the universities continually seed the workforce with top-notch talent, making the professional landscape competitive. Additionally, New York hosts a tight industry concentration, fostering a sense of ambition and innovation. Talent naturally emerges through networking, and the city is ripe with opportunities to mingle, co-work, gain capital, and level up.

Sports enthusiasts line up. Living in New York offers larger-than-life events from baseball to basketball, football, hockey, and soccer. Imagine living in Midtown, walking to a New York Knicks Basketball game, or heading over to Yankee Stadium or Citi Field to watch the Mets and Yankees knock it out of the park.

4. Living in New York City is Delicious

Food isn’t a pastime when living in New York City; it is a way of life. When discovering food culture, New York is at the forefront. With access to the freshest ingredients and top-tier talent worldwide, the Big Apple is a gastronomical crystal ball. 

If a summer day spent strolling through Central Park with an infamous New York bagel in hand sounds dreamy, wait til you have your hands on a Brooklyn pizza slice. The classic foldable slice with thin crust and tangy sauce stands the test of time. 

Prepare for jam-packed talent, lip-smacking cuisine, and artistic expression to dazzle the soul and mind. Speaking of soul, check out the soul food in Harlem. From deep-rooted African American classic dishes like fried fish, collard greens, and buttery cornbread to fusion dishes inspired by the city’s diverse neighborhoods, this beloved neighborhood nourishes the body and the spirit. 

5. Living in New York City is Brilliant

Prestigious universities like Cornell, Columbia, Barnard, and New York attract high-achieving students nationwide. New Yorkers can access top-notch educational institutions, from preschool to specialty degrees. With 4,300 NYC public schools to choose from, the boroughs of New York are teeming with opportunities for brilliant-minded residents.

By nature, New Yorkers are curious people who thrive in a condensed space with access to anything and everything. In turn, the community prioritizes living on the cutting edge. In every neighborhood, residents take night classes and workshops committed to life-long learning.

Life in the Big Apple is Competitive

Like any big city in America, there are pros and cons. Firstly, there is the expense. Ranking 131% above the national average for high cost of living, living in the Big Apple isn’t cheap. At the forefront, space is limited (especially in Manhattan), making affordable housing a pipe dream. With relentless growth and intimate access to world-class education, workforce, and talent, there’s no doubt that living in the melting pot of the nation is worth it.

Fun Places to Check Out

Upper West Side – This friendly neighborhood has joggers and plentiful sidewalk space. Home to the American Museum of Natural History and several parks, homeowners enjoy a community vibe within the laid-back neighborhood.

Upper East Side – This upscale neighborhood is known for hosting affluent residents, and boutique shopping experiences. There are countless restaurants, shops, the Metropolitan Museum of Art, and world-class Madison Avenue shopping.

Financial District – Combining old-world charm and modern living, this neighborhood is famous for housing the New York Stock Exchange. Home prices are among the most expensive in the city, yet the competitive market thrives.

Soho – This trendy neighborhood, South of Houston, is well-known for historic housing adorned with cast iron. The streets are lined with loft-style housing and art galleries. Some of the hottest spots are Greenwich Village, Tribeca, and Chinatown.

Chelsea—This buzzing neighborhood is an art lover’s dream locale. Shaped by creativity, quirky nightclubs, elevated fashion, and performing arts, it is unparalleled for tourism and nightlife.

Brooklyn’s Williamsburg– Locals and tourists enjoy this entertaining mecca’s waterfront space and walkability. From shopping to culinary adventures, Williamsburg is a staple among New Yorkers. Be sure to hit Domino Park and grab an infamous street taco.

Ready to Move to New York City?

Imagine experiencing life in “The City That Never Sleeps,” where commerce, imagination, and culture blend into a unique community of open-minded and brilliant residents. With ambition at its pulse, access to resources beyond imagination, and talent at your fingertips it’s easy to see why millions of people lay down roots in New York.

Why not get the ball rolling and buy into the American dream by connecting with a lender who can finance your next real estate adventure? Now is the best time to improve your quality of life and finance a new home in New York City. Taking the plunge and purchasing a new property in New York is only a click or a phone call away.

The Steps are Simple:

Schedule a Call: An experienced loan officer can discuss your needs and guide you through the possibilities.

Get Approved: We’ll help you through the application process and facilitate the steps for approval.

Exhale: Put your feet up and feel secure knowing you made the best decisions about your home loan.

With proper guidance, you can get your first home, accommodate your growing family, and start that renovation project—whatever goal is on the horizon. An alliance with Mortgage Insiders will give you the confidence to know that your mortgage loan is setting you up for financial success. Mortgage Insiders offers today’s latest financial news and mortgage trends. Check out our channel for current events.

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